:root{--navy:#102a43;--navy-2:#173f5f;--blue:#2e6f95;--sky:#dceef8;--gold:#c8943e;--cream:#f6f3ec;--paper:#fff;--ink:#172b3a;--muted:#5d6d79;--line:#dbe3e8;--serif:"Newsreader",Georgia,serif;--sans:"DM Sans",system-ui,sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:88px}body{margin:0;color:var(--ink);background:var(--paper);font-family:var(--sans);-webkit-font-smoothing:antialiased}a{color:inherit}.shell{width:min(1160px,calc(100% - 48px));margin-inline:auto}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.skip-link{position:fixed;z-index:1000;top:8px;left:16px;transform:translateY(-160%);padding:10px 16px;color:#fff;background:var(--navy)}.skip-link:focus{transform:none}.notice{padding:9px 20px;text-align:center;color:#fff;background:var(--navy);font-size:.72rem;letter-spacing:.03em}.site-header{position:sticky;z-index:100;top:0;border-bottom:1px solid var(--line);background:rgba(255,255,255,.94);backdrop-filter:blur(14px)}.nav-wrap{min-height:78px;display:flex;align-items:center;justify-content:space-between}.brand{display:flex;align-items:center;gap:11px;text-decoration:none}.brand-mark{width:43px;height:43px;display:grid;place-items:center;color:#fff;background:var(--blue);font:600 1.6rem var(--serif);border-radius:50% 50% 50% 8px}.brand>span:last-child{display:flex;flex-direction:column}.brand strong{font:600 1.3rem var(--serif)}.brand small{text-transform:uppercase;letter-spacing:.17em;font-size:.55rem;font-weight:700;color:var(--blue)}.primary-nav{display:flex;align-items:center;gap:28px}.primary-nav a{text-decoration:none;font-size:.85rem;font-weight:600}.primary-nav .nav-cta{padding:12px 18px;color:#fff;background:var(--blue)}.menu-toggle{display:none;border:0;background:none}.menu-toggle span{display:block;width:24px;height:2px;margin:5px;background:var(--navy)}.hero{overflow:hidden;background:linear-gradient(118deg,#edf6fa 0 59%,var(--navy) 59%)}.hero-grid{min-height:650px;display:grid;grid-template-columns:1.1fr .8fr;align-items:center;gap:90px}.hero-copy{padding:80px 0}.eyebrow{margin:0 0 17px;color:var(--blue);text-transform:uppercase;letter-spacing:.18em;font-size:.7rem;font-weight:700}h1,h2{font-family:var(--serif);font-weight:600;letter-spacing:-.025em}h1{max-width:720px;margin:0;font-size:clamp(3.4rem,6vw,6.25rem);line-height:.92}h1 em{display:block;color:var(--blue);font-style:normal}h2{margin:0;font-size:clamp(2.7rem,4.7vw,4.6rem);line-height:1}.lede{max-width:610px;color:var(--muted);font-size:1.04rem;line-height:1.75}.hero .lede{margin:27px 0}.actions{display:flex;flex-wrap:wrap;gap:12px}.button{min-height:52px;display:inline-flex;align-items:center;justify-content:center;gap:13px;padding:0 22px;border:1px solid transparent;text-decoration:none;cursor:pointer;font:700 .84rem var(--sans)}.button-primary{color:#fff;background:var(--blue)}.button-primary:hover{background:var(--navy)}.button-secondary{border-color:var(--navy);background:transparent}.hero-notes{display:flex;flex-wrap:wrap;gap:22px;margin-top:29px;color:var(--muted);font-size:.72rem}.hero-notes span:before{content:"✓";margin-right:7px;color:var(--blue);font-weight:700}.hero-card{position:relative;padding:46px 42px;color:#fff;background:var(--navy-2);box-shadow:24px 24px 0 var(--gold)}.shield{width:68px;height:76px;display:grid;place-items:center;background:var(--sky);clip-path:polygon(50% 0,92% 16%,86% 70%,50% 100%,14% 70%,8% 16%)}.shield span{color:var(--blue);font-size:1.7rem}.hero-card>p{text-transform:uppercase;letter-spacing:.16em;font-size:.64rem;color:#a9c7da}.hero-card h2{font-size:2.3rem}.hero-card ul{display:grid;gap:16px;margin:28px 0 0;padding:22px 0 0;list-style:none;border-top:1px solid rgba(255,255,255,.16);font-size:.84rem}.hero-card li:before{content:"—";margin-right:10px;color:var(--gold)}.section{padding:105px 0}.section-heading{max-width:690px;margin-bottom:48px}.section-heading>p:last-child{color:var(--muted);line-height:1.7}.coverage-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.coverage-grid article{position:relative;min-height:350px;padding:30px 26px;border:1px solid var(--line);background:#fff;transition:.2s}.coverage-grid article:hover{transform:translateY(-5px);box-shadow:0 18px 45px rgba(16,42,67,.09)}.coverage-grid article>span{position:absolute;right:24px;color:#9cacb7;font:600 .9rem var(--serif)}.icon{width:58px;height:58px;display:grid;place-items:center;margin:22px 0 34px;color:var(--blue);background:var(--sky);font-size:1.7rem}.coverage-grid h3{font:600 1.55rem var(--serif)}.coverage-grid p{min-height:78px;color:var(--muted);font-size:.84rem;line-height:1.65}.coverage-grid a{color:var(--blue);text-decoration:none;font-size:.74rem;font-weight:700}.about{background:var(--cream)}.about-grid{display:grid;grid-template-columns:.95fr 1fr;align-items:center;gap:100px}.about-visual{position:relative;min-height:500px;display:grid;place-items:center;overflow:hidden;color:#fff;background:var(--navy)}.ring{position:absolute;width:380px;height:380px;border:1px solid rgba(255,255,255,.2);border-radius:50%}.ring:after{content:"";position:absolute;inset:40px;border:1px solid rgba(255,255,255,.13);border-radius:50%}.monogram{font:600 7rem var(--serif);color:var(--sky);opacity:.9}.about-visual p{position:absolute;bottom:25px;color:#aac2d1;font-size:.72rem}.checks{display:grid;gap:22px;margin-top:30px}.checks>div{display:flex;gap:15px}.checks i{flex:0 0 28px;width:28px;height:28px;display:grid;place-items:center;border-radius:50%;color:#fff;background:var(--blue);font-style:normal;font-size:.7rem}.checks span,.checks strong,.checks small{display:block}.checks small{margin-top:5px;color:var(--muted);line-height:1.55}.process{color:#fff;background:var(--navy)}.section-heading.light .eyebrow{color:#8dc0dc}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:50px}.steps article{border-top:1px solid rgba(255,255,255,.22);padding-top:24px}.steps b{color:var(--gold);font:600 1rem var(--serif)}.steps h3{font:600 1.65rem var(--serif)}.steps p{color:#b9c8d2;line-height:1.7;font-size:.84rem}.quote{background:#eef5f8}.quote-grid{display:grid;grid-template-columns:.8fr 1fr;align-items:center;gap:90px}.contact-placeholder{display:grid;gap:4px;margin-top:30px}.contact-placeholder small{margin-top:12px;color:var(--muted)}.contact-placeholder strong{font:600 1.45rem var(--serif)}.quote-form{padding:38px;background:#fff;box-shadow:0 24px 65px rgba(16,42,67,.1)}.field-row{display:grid;grid-template-columns:1fr 1fr;gap:15px}.quote-form label{display:grid;gap:8px;margin-bottom:15px;font-size:.72rem;font-weight:700}.quote-form input,.quote-form select,.quote-form textarea{width:100%;padding:13px;border:1px solid #cad5dc;border-radius:0;background:#fff;font:400 .84rem var(--sans)}.quote-form input,.quote-form select{height:48px}.quote-form textarea{resize:vertical}.quote-form .button{width:100%}.form-status{min-height:20px;margin:12px 0 0;text-align:center;color:var(--blue);font-size:.78rem;font-weight:700}.fine-print{margin:8px 0 0;text-align:center;color:var(--muted);font-size:.61rem;line-height:1.5}footer{padding:55px 0 24px;color:#bcc9d1;background:#091d2b}.footer-main{display:flex;align-items:center;justify-content:space-between;gap:40px}.footer-main p{max-width:420px;font-size:.74rem;line-height:1.6}.footer-brand{color:#fff}.footer-contact{display:flex;flex-direction:column;gap:6px;text-align:right;font-size:.74rem}.footer-contact a{text-decoration:none}.footer-bottom{display:flex;justify-content:space-between;margin-top:35px;padding-top:20px;border-top:1px solid rgba(255,255,255,.1);font-size:.62rem}@media(max-width:900px){.primary-nav{gap:16px}.hero-grid{gap:40px}.coverage-grid{grid-template-columns:1fr 1fr}.about-grid,.quote-grid{gap:50px}}@media(max-width:720px){.shell{width:min(100% - 30px,620px)}.primary-nav{position:absolute;top:100%;left:0;right:0;display:none;align-items:stretch;flex-direction:column;gap:0;padding:12px 15px 20px;background:#fff;border-bottom:1px solid var(--line)}.primary-nav.open{display:flex}.primary-nav a{padding:13px}.menu-toggle{display:block}.hero{background:linear-gradient(#edf6fa 0 68%,var(--navy) 68%)}.hero-grid{grid-template-columns:1fr;gap:20px;padding-bottom:70px}.hero-copy{padding:65px 0 40px}h1{font-size:clamp(2.4rem,9vw,3.4rem)}.hero-card{margin:0 12px 0 0}.section{padding:76px 0}.coverage-grid,.about-grid,.quote-grid,.steps{grid-template-columns:1fr}.about-grid{gap:45px}.about-visual{min-height:390px}.quote-grid{gap:40px}.footer-main,.footer-bottom{align-items:flex-start;flex-direction:column}.footer-bottom{gap:8px}.footer-contact{text-align:left}}@media(max-width:480px){.notice{font-size:.63rem}.brand strong{font-size:1.1rem}.coverage-grid,.field-row{grid-template-columns:1fr}.coverage-grid article{min-height:310px}.quote-form{padding:25px}.hero-card{padding:35px 28px}}
.consent-box{margin:4px 0 18px;padding:20px;border:1px solid #cad5dc}.consent-box legend{padding:0 8px;color:var(--navy);font:600 1.15rem var(--serif)}.quote-form .consent-option{grid-template-columns:20px 1fr;align-items:start;gap:10px;margin:0 0 14px;font-weight:500;line-height:1.55}.quote-form .consent-option input{width:17px;height:17px;margin:3px 0 0;accent-color:var(--blue)}.consent-note{margin:3px 0 0;color:var(--muted);font-size:.65rem;line-height:1.55}
.hero-card{min-height:480px;display:flex;flex-direction:column;justify-content:flex-end;background:linear-gradient(180deg,rgba(16,42,67,.05) 20%,rgba(16,42,67,.94) 100%),url("assets/abundant-life-family-hero.png") 62% center/cover no-repeat}.about-visual{margin:0;display:block;background:var(--navy)}.about-visual img{display:block;width:100%;height:500px;object-fit:cover;object-position:center}.about-visual figcaption{position:absolute;left:24px;bottom:22px;padding:10px 14px;color:#fff;background:rgba(16,42,67,.88);font-size:.72rem;font-weight:700;letter-spacing:.04em}@media(max-width:720px){.hero-card{min-height:410px;background-position:60% center}.about-visual img{height:390px}}
.coverage-heading{max-width:760px}.coverage-grid{grid-template-columns:repeat(2,1fr);gap:20px}.coverage-card{min-height:0!important;padding:34px!important;border-top:3px solid var(--sky)!important}.coverage-card-primary{border-top-color:var(--gold)!important;background:linear-gradient(145deg,#fff 55%,#f6f1e7)!important}.coverage-card-help{color:#fff;background:var(--navy)!important;border-top-color:var(--gold)!important}.coverage-card-top{min-height:24px;display:flex;align-items:center;justify-content:space-between}.coverage-number{position:static!important;color:var(--blue)!important;font:600 .8rem var(--sans)!important}.coverage-tag{padding:6px 9px;color:#654714;background:#f2dfb9;text-transform:uppercase;letter-spacing:.08em;font-size:.58rem;font-weight:700}.coverage-kicker{min-height:0!important;margin:0 0 8px!important;color:var(--blue)!important;text-transform:uppercase;letter-spacing:.12em;font-size:.62rem!important;font-weight:700}.coverage-card h3{margin:0 0 12px;font-size:1.8rem}.coverage-card>p:not(.coverage-kicker){min-height:0;margin:0 0 18px}.coverage-card ul{display:grid;gap:8px;margin:0 0 24px;padding:0;list-style:none;color:var(--muted);font-size:.76rem}.coverage-card li:before{content:"✓";margin-right:8px;color:var(--blue);font-weight:700}.coverage-card>a{margin-top:auto}.coverage-card-help .icon{color:#f2d69f;background:rgba(255,255,255,.1)}.coverage-card-help .coverage-number,.coverage-card-help .coverage-kicker{color:#a9d1e6!important}.coverage-card-help>p:not(.coverage-kicker){color:#c4d2db}.coverage-card-help>a:not(.coverage-phone){color:#fff}.coverage-phone{display:block!important;margin-top:17px!important;color:#b9d6e6!important;text-decoration:underline!important;text-underline-offset:4px}.coverage-card{display:flex;flex-direction:column}@media(max-width:720px){.coverage-grid{grid-template-columns:1fr}.coverage-card{padding:28px!important}}
.directory-hero{padding:95px 0;background:linear-gradient(120deg,#edf6fa,#fff)}.directory-hero h1{font-size:clamp(3.5rem,7vw,6rem)}.directory-hero>div>p:last-child{max-width:620px;color:var(--muted);line-height:1.7}.agent-tools{display:flex;align-items:end;justify-content:space-between;gap:30px;margin-bottom:32px}.agent-tools label{display:grid;gap:9px;width:min(520px,100%);font-size:.72rem;font-weight:700}.agent-tools input{height:50px;padding:0 15px;border:1px solid #cad5dc;font:400 .9rem var(--sans)}.agent-tools p{color:var(--muted);font-size:.78rem}.agent-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}.agent-card{display:grid;grid-template-columns:190px 1fr;overflow:hidden;border:1px solid var(--line);background:#fff}.agent-photo,.profile-photo{display:grid;place-items:center;color:#fff;background:linear-gradient(145deg,var(--blue),var(--navy));font:600 3.2rem var(--serif)}.agent-photo img,.profile-photo img{width:100%;height:100%;object-fit:cover}.agent-card-copy{padding:28px}.agent-state{margin:0;color:var(--blue);text-transform:uppercase;letter-spacing:.11em;font-size:.62rem;font-weight:700}.agent-card h2{margin:7px 0 3px;font-size:2rem}.agent-title{margin:0;color:var(--muted);font-size:.78rem}.agent-card ul{display:grid;gap:7px;margin:20px 0;padding:0;list-style:none;color:var(--muted);font-size:.72rem}.agent-card li:before{content:"✓";margin-right:7px;color:var(--blue)}.agent-actions{display:flex;align-items:center;gap:17px}.agent-call{font-size:.72rem;font-weight:700}.empty-state{padding:40px;text-align:center;background:var(--cream)}.profile-nav{display:flex;align-items:center;gap:20px}.profile-nav a{text-decoration:none;font-size:.8rem;font-weight:700}.profile-section{padding:90px 0;background:var(--cream)}.profile-grid{display:grid;grid-template-columns:.75fr 1fr;gap:80px;align-items:center}.profile-photo{min-height:540px}.profile-copy h1{font-size:clamp(3.5rem,7vw,6rem)}.profile-title{color:var(--blue);font-weight:700}.profile-bio{max-width:620px;color:var(--muted);line-height:1.75}.profile-copy h2{margin-top:35px;font-size:2rem}.profile-specialties{display:grid;gap:10px;padding:0;list-style:none;color:var(--muted)}.profile-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:30px}.profile-disclaimer{color:var(--muted);font-size:.64rem}.profile-section+footer{padding-top:25px}@media(max-width:900px){.agent-grid{grid-template-columns:1fr}.profile-grid{gap:45px}}@media(max-width:620px){.agent-tools{align-items:stretch;flex-direction:column}.agent-card{grid-template-columns:1fr}.agent-photo{min-height:230px}.profile-grid{grid-template-columns:1fr}.profile-photo{min-height:390px}.profile-nav .nav-cta{display:none}}
@media(min-width:1050px){.coverage-grid{grid-template-columns:repeat(4,1fr)}}.coverage-card{padding:24px!important}.coverage-card .icon{width:48px;height:48px;margin:18px 0 22px}.coverage-card h3{font-size:1.45rem}.coverage-card>p:not(.coverage-kicker){font-size:.78rem;line-height:1.55}.coverage-card>a{font-size:.7rem}.coverage-card-help .coverage-phone{font-size:.65rem}.coverage-tag{font-size:.52rem;padding:5px 7px}@media(min-width:1050px){.coverage-card-top{min-height:38px}.coverage-tag{max-width:105px;text-align:center}.coverage-card{min-height:345px!important}}
/* Agents experience — draft Harbor Point brand direction */
.agents-hero{overflow:hidden;padding:86px 0;background:linear-gradient(118deg,#edf6fa 0 61%,var(--navy) 61%)}
.agents-hero-grid{display:grid;grid-template-columns:1.18fr .72fr;align-items:center;gap:88px}
.agents-hero-copy h1{max-width:750px;margin:0;font-size:clamp(3.7rem,6.5vw,6.4rem);line-height:.93}
.agents-hero-copy h1 em{display:block;color:var(--blue);font-style:normal}
.agents-hero-copy>p:last-of-type{max-width:650px;margin:24px 0 0;color:var(--muted);font-size:1.02rem;line-height:1.75}
.agents-hero-notes{display:flex;flex-wrap:wrap;gap:20px;margin-top:28px;color:var(--muted);font-size:.7rem}
.agents-hero-notes span:before{content:"✓";margin-right:7px;color:var(--blue);font-weight:700}
.agents-hero-promise{position:relative;padding:42px 38px;color:#fff;background:var(--navy-2);box-shadow:20px 20px 0 var(--gold)}
.agents-promise-mark{width:62px;height:62px;display:grid;place-items:center;border:1px solid rgba(255,255,255,.25);border-radius:50% 50% 50% 8px;color:#f1d8aa;font-weight:700}
.agents-hero-promise>p{margin:24px 0 8px;color:#a9c7da;text-transform:uppercase;letter-spacing:.14em;font-size:.62rem;font-weight:700}
.agents-hero-promise h2{font-size:2.15rem;line-height:1.08}
.agents-hero-promise a{display:inline-flex;gap:9px;margin-top:26px;color:#fff;text-decoration:none;font-size:.74rem;font-weight:700}
.agents-directory{background:#fff}
.agents-section-head{display:flex;align-items:end;justify-content:space-between;gap:45px;margin-bottom:44px}
.agents-section-head>div{max-width:720px}.agents-section-head h2{font-size:clamp(2.8rem,4.5vw,4.4rem)}
.agents-section-head>div>p:last-child{color:var(--muted);line-height:1.7}
.agents-call-link{display:flex;flex-direction:column;flex:0 0 auto;padding:18px 22px;color:#fff;background:var(--navy);text-decoration:none}
.agents-call-link small{color:#aac2d1;font-size:.62rem}.agents-call-link strong{margin-top:4px;font:600 1.35rem var(--serif)}
.agent-tools[hidden]{display:none}.agent-tools{padding:22px;background:var(--cream);border:1px solid var(--line)}
.agent-grid{grid-template-columns:repeat(auto-fit,minmax(min(100%,470px),1fr));gap:24px}
.agent-card{grid-template-columns:minmax(210px,.72fr) 1.28fr;min-height:460px;border:1px solid var(--line);box-shadow:0 18px 55px rgba(16,42,67,.08);transition:transform .22s,box-shadow .22s}
.agent-card:hover{transform:translateY(-4px);box-shadow:0 24px 65px rgba(16,42,67,.13)}
.agent-photo{position:relative;min-height:100%;overflow:hidden;text-decoration:none;background:linear-gradient(145deg,var(--blue),var(--navy))}
.agent-photo img{display:block;width:100%;height:100%;object-fit:cover;object-position:center top;transition:transform .35s}
.agent-card:hover .agent-photo img{transform:scale(1.025)}
.agent-initials{font:600 4rem var(--serif)}.agent-photo-note,.profile-photo-note{position:absolute;right:16px;bottom:14px;left:16px;text-align:center;color:rgba(255,255,255,.7);font-size:.6rem}
.agent-card-copy{display:flex;flex-direction:column;padding:34px}
.agent-card-meta{display:flex;flex-wrap:wrap;gap:8px}.agent-card-meta span{padding:6px 8px;color:var(--blue);background:var(--sky);text-transform:uppercase;letter-spacing:.08em;font-size:.55rem;font-weight:700}
.agent-card h3{margin:18px 0 2px;font:600 2.1rem var(--serif)}.agent-card h3 a{text-decoration:none}.agent-title{margin:0;color:var(--blue);font-size:.72rem;font-weight:700}
.agent-summary{margin:18px 0;color:var(--muted);font-size:.79rem;line-height:1.65}
.agent-specialties{display:flex;flex-wrap:wrap;gap:7px;margin-bottom:26px}.agent-specialties span{padding:7px 9px;border:1px solid var(--line);color:var(--muted);font-size:.61rem}
.agent-actions{margin-top:auto}.agent-contact-link{font-size:.72rem;font-weight:700;text-underline-offset:4px}
.agents-cta{padding:72px 0;color:#fff;background:var(--navy)}.agents-cta-inner{display:flex;align-items:center;justify-content:space-between;gap:45px}.agents-cta h2{font-size:3.1rem}.agents-cta p:last-child{color:#b9c8d2}.agents-cta .eyebrow{color:#8dc0dc}
.agent-profile-section{padding:46px 0 100px;background:linear-gradient(#edf6fa 0 440px,#fff 440px)}
.profile-breadcrumb{display:flex;gap:10px;margin-bottom:34px;color:var(--muted);font-size:.7rem}.profile-breadcrumb a{text-underline-offset:3px}
.profile-hero-grid{display:grid;grid-template-columns:minmax(310px,.74fr) 1fr;gap:78px;align-items:center}
.profile-photo{position:relative;min-height:570px;overflow:hidden;box-shadow:20px 20px 0 var(--gold)}.profile-photo img{display:block;width:100%;height:570px;object-fit:cover;object-position:center top}
.profile-initials{font:600 8rem var(--serif)}.profile-copy h1{font-size:clamp(4rem,7vw,6.5rem);line-height:.92}.profile-title{font-size:.8rem;text-transform:uppercase;letter-spacing:.08em}.profile-bio{font-size:1rem}
.profile-facts{display:grid;grid-template-columns:1fr 1fr;gap:1px;margin:28px 0;background:var(--line);border:1px solid var(--line)}.profile-facts>div{display:flex;flex-direction:column;padding:17px;background:#fff}.profile-facts small{color:var(--muted);font-size:.61rem}.profile-facts strong{margin-top:4px;font-size:.8rem}
.profile-focus{display:grid;grid-template-columns:.85fr 1fr;gap:70px;align-items:start;margin-top:110px;padding:58px;background:var(--cream)}.profile-focus h2{font-size:2.75rem}.profile-specialties{grid-template-columns:1fr 1fr;margin:0}.profile-specialties span{padding:16px;border-bottom:1px solid var(--line);color:var(--ink);font-size:.78rem}
.soa-panel{display:grid;grid-template-columns:80px 1fr;gap:28px;align-items:start;margin-top:32px;padding:36px;color:#fff;background:var(--navy)}.soa-icon{width:72px;height:78px;display:grid;place-items:center;background:var(--blue);clip-path:polygon(50% 0,92% 16%,86% 70%,50% 100%,14% 70%,8% 16%);font:600 1.4rem var(--serif)}.soa-panel .eyebrow{color:#9ec9df}.soa-panel h2{font-size:2.25rem}.soa-panel p:not(.eyebrow){color:#bdcbd4;line-height:1.7}.soa-panel .text-link{color:#fff}
.soa-hero{padding:90px 0;color:#fff;background:var(--navy)}.soa-hero-grid{display:grid;grid-template-columns:1fr .62fr;gap:80px;align-items:center}.soa-hero h1{font-size:clamp(4rem,7vw,6.5rem)}.soa-hero h1 em{color:#9ec9df;font-style:normal}.soa-hero p{color:#c0ced6;line-height:1.75}.soa-status{padding:30px;border-left:4px solid var(--gold);background:rgba(255,255,255,.07)}.soa-status span,.soa-status strong{display:block}.soa-status span{color:#a9c7da;text-transform:uppercase;letter-spacing:.12em;font-size:.6rem}.soa-status strong{margin:7px 0;font:600 1.45rem var(--serif)}
.soa-content{background:#fff}.soa-explainer{display:grid;grid-template-columns:.8fr 1fr;gap:85px}.soa-explainer ol{display:grid;gap:1px;margin:0;padding:0;list-style:none;background:var(--line)}.soa-explainer li{display:grid;grid-template-columns:42px 1fr;gap:16px;padding:22px;background:#fff}.soa-explainer li>span{width:34px;height:34px;display:grid;place-items:center;border-radius:50%;color:#fff;background:var(--blue);font-size:.7rem}.soa-explainer p{color:var(--muted);line-height:1.65}.soa-required{margin-top:75px;padding:48px;background:var(--cream)}.soa-required h2{font-size:3rem}.soa-checks{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;margin:30px 0;background:var(--line)}.soa-checks span{padding:18px;background:#fff;font-size:.72rem}.soa-checks span:before{content:"○";margin-right:8px;color:var(--blue)}
@media(max-width:900px){.agents-hero-grid,.profile-hero-grid,.soa-hero-grid{gap:45px}.agent-card{grid-template-columns:190px 1fr}.profile-focus,.soa-explainer{gap:40px}.soa-checks{grid-template-columns:1fr 1fr}}
@media(max-width:720px){.agents-hero{padding:68px 0;background:#edf6fa}.agents-hero-grid,.profile-hero-grid,.profile-focus,.soa-hero-grid,.soa-explainer{grid-template-columns:1fr}.agents-hero-promise{margin-right:16px}.agents-section-head,.agents-cta-inner{align-items:flex-start;flex-direction:column}.agent-card{grid-template-columns:1fr}.agent-photo{min-height:380px}.profile-photo,.profile-photo img{min-height:0;height:auto;aspect-ratio:1/1}.profile-photo{box-shadow:12px 12px 0 var(--gold)}.profile-focus{margin-top:75px;padding:32px}.profile-specialties,.soa-checks{grid-template-columns:1fr}.soa-panel{grid-template-columns:1fr}.soa-required{padding:30px}}
@media(max-width:480px){.agent-photo{min-height:310px}.agent-card-copy{padding:26px}.agent-actions{align-items:flex-start;flex-direction:column}.agents-hero-copy h1{font-size:3.5rem}.profile-copy h1{font-size:4rem}.profile-facts{grid-template-columns:1fr}.soa-hero h1{font-size:3.7rem}}
.coverage-card-top,.coverage-number,.coverage-tag{display:none!important}
/* Simplified agent directory, following the information hierarchy used by established agent finders */
.agents-hero{padding:58px 0;background:var(--cream)}
.agents-hero-grid{display:block}
.agents-hero-copy{max-width:720px}
.agents-hero-copy h1{max-width:680px;font-size:clamp(2.7rem,5vw,4.25rem);line-height:1.02}
.agents-hero-copy h1 em{display:inline}
.agents-hero-copy>p:last-of-type{margin-top:16px;font-size:.95rem}
.agents-hero-notes{margin-top:20px}
.agents-hero-promise{display:none}
.agents-directory.section{padding:72px 0 84px}
.agents-section-head{display:block;max-width:680px;margin-bottom:32px}
.agents-section-head h2{font-size:clamp(2.25rem,4vw,3.3rem)}
.agents-section-head>div>p:last-child{margin-bottom:0;font-size:.9rem}
.agents-call-link{display:none}
.agent-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(260px,320px));gap:22px;align-items:start}
.agent-card.agent-card-compact{display:block;min-height:0;border:1px solid var(--line);box-shadow:0 10px 32px rgba(16,42,67,.07);background:#fff}
.agent-card.agent-card-compact:hover{transform:translateY(-3px);box-shadow:0 15px 38px rgba(16,42,67,.11)}
.agent-card-compact .agent-photo{display:block;min-height:0;aspect-ratio:1/1;overflow:hidden;background:var(--sky);box-shadow:10px 10px 0 var(--gold)}
.agent-card-compact .agent-photo img{width:100%;height:100%;object-fit:cover;object-position:center top}
.agent-card-compact .agent-card-copy{display:block;padding:21px}
.agent-card-compact .agent-state{margin:0 0 7px;color:var(--blue);text-transform:uppercase;letter-spacing:.1em;font-size:.58rem;font-weight:700}
.agent-card-compact h2{margin:0;font-size:1.65rem;line-height:1.1}.agent-card-compact h2 a{text-decoration:none}
.agent-card-compact .agent-title{margin-top:5px;font-size:.68rem;line-height:1.4}
.agent-contact-rows{display:grid;gap:5px;margin:17px 0;padding:14px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.agent-contact-rows a{overflow-wrap:anywhere;color:var(--ink);font-size:.7rem;text-underline-offset:3px}
.agent-profile-link{display:inline-flex;gap:8px;color:var(--blue);text-decoration:none;font-size:.69rem;font-weight:700}
.agents-cta{display:none}
.agent-profile-section{padding:34px 0 76px;background:linear-gradient(#edf6fa 0 330px,#fff 330px)}
.profile-breadcrumb{margin-bottom:24px}
.profile-hero-grid{grid-template-columns:minmax(260px,390px) minmax(0,620px);gap:56px;justify-content:center}
.profile-photo{min-height:0;box-shadow:12px 12px 0 var(--gold)}
.profile-photo img{height:auto;aspect-ratio:1/1}
.profile-copy h1{font-size:clamp(2.9rem,5vw,4.6rem);line-height:1}
.profile-copy .eyebrow{margin-bottom:12px}
.profile-bio{font-size:.9rem;line-height:1.7}
.profile-facts{margin:22px 0}
.profile-actions{margin-top:22px}
.profile-focus{grid-template-columns:.8fr 1fr;gap:42px;margin-top:70px;padding:38px}
.profile-focus h2{font-size:2.15rem}
.profile-specialties span{padding:12px;font-size:.7rem}
.soa-panel{grid-template-columns:58px 1fr;gap:20px;padding:26px}
.soa-icon{width:54px;height:60px;font-size:1rem}
.soa-panel h2{font-size:1.75rem}
.soa-panel p:not(.eyebrow){font-size:.8rem}
@media(max-width:720px){.agents-hero{padding:48px 0}.agents-hero-copy h1{font-size:2.85rem}.agents-directory.section{padding:56px 0 68px}.agent-grid{grid-template-columns:1fr}.agent-card.agent-card-compact{max-width:280px}.agent-card-compact .agent-photo{min-height:0;box-shadow:6px 6px 0 var(--gold)}.agent-card-compact .agent-card-copy{padding:16px}.agent-card-compact h2{font-size:1.3rem}.profile-hero-grid{grid-template-columns:1fr;gap:38px}.profile-photo{max-width:420px}.profile-focus{grid-template-columns:1fr;margin-top:55px;padding:28px}}
.agents-hero-copy h1{font-size:clamp(2.35rem,4vw,3.4rem)}.profile-copy h1{font-size:clamp(2.7rem,4.5vw,3.8rem)}@media(max-width:720px){.agents-hero-copy h1{font-size:2.45rem}.profile-copy h1{font-size:3rem}}
/* Immediate directory and licensed service area finder */
.agents-directory.section{padding-top:34px}.agents-section-head{margin-bottom:24px}.agents-section-head h1{margin:0;font:600 clamp(2rem,3.5vw,2.8rem)/1.05 var(--serif)}.agents-section-head>div>p:last-child{max-width:650px}.locations-section{padding:48px 0 88px;background:#fff}.locations-heading{max-width:700px;margin-bottom:30px}.locations-heading h1{margin:0;font:600 clamp(2.25rem,4vw,3.35rem)/1.03 var(--serif)}.locations-heading>p:last-child{color:var(--muted);line-height:1.7}.location-tools{display:flex;align-items:end;justify-content:space-between;gap:24px;margin-bottom:28px;padding:20px;background:var(--cream);border:1px solid var(--line)}.location-tools label{display:grid;gap:8px;width:min(460px,100%);font-size:.7rem;font-weight:700}.location-tools input{height:46px;padding:0 14px;border:1px solid #cad5dc;font:400 .85rem var(--sans)}.location-tools p{color:var(--muted);font-size:.7rem}.location-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,340px),1fr));gap:18px}.location-card{display:grid;grid-template-columns:66px 1fr;gap:20px;padding:25px;border:1px solid var(--line);background:#fff;box-shadow:0 10px 30px rgba(16,42,67,.06)}.location-abbreviation{width:62px;height:62px;display:grid;place-items:center;color:#fff;background:var(--navy);font:600 1.35rem var(--serif)}.location-type{margin:0;color:var(--blue);text-transform:uppercase;letter-spacing:.1em;font-size:.56rem;font-weight:700}.location-card h2{margin:5px 0 8px;font-size:1.7rem}.location-card>div:last-child>p:not(.location-type){margin:0;color:var(--muted);font-size:.76rem;line-height:1.6}.location-agents{display:grid;gap:7px;margin-top:18px;padding-top:15px;border-top:1px solid var(--line)}.location-agents small{color:var(--muted);font-size:.6rem}.location-agents a{display:inline-flex;gap:7px;color:var(--blue);text-decoration:none;font-size:.68rem;font-weight:700}@media(max-width:620px){.agents-directory.section{padding-top:26px}.location-tools{align-items:stretch;flex-direction:column}.location-card{grid-template-columns:54px 1fr;padding:20px}.location-abbreviation{width:50px;height:50px}}

/* Locations directory — compact filter-and-list pattern */
.locations-heading h1{max-width:760px}.location-tools{align-items:end;justify-content:flex-start}.location-tools label{width:min(300px,100%)}.location-tools select{width:100%;height:46px;padding:0 40px 0 14px;border:1px solid #cad5dc;background:#fff;font:400 .85rem var(--sans)}.location-tools p{margin-left:auto}.location-list{display:grid;gap:1px;border:1px solid var(--line);background:var(--line)}.location-row{display:grid;grid-template-columns:62px minmax(0,1fr) minmax(170px,.38fr);gap:22px;align-items:center;padding:24px;background:#fff}.location-summary h2{margin:4px 0 7px;font-size:1.65rem}.location-summary>p:last-child{margin:0;color:var(--muted);font-size:.76rem;line-height:1.55}.location-row .location-agents{margin:0;padding:0 0 0 22px;border:0;border-left:1px solid var(--line)}.locations-note{display:grid;grid-template-columns:.7fr 1fr auto;gap:34px;align-items:center;margin-top:44px;padding:32px;color:#fff;background:var(--navy)}.locations-note .eyebrow{margin-bottom:8px;color:#9ec9df}.locations-note h2{font-size:2rem}.locations-note>p{margin:0;color:#c3d0d8;font-size:.78rem;line-height:1.65}.locations-note .button{white-space:nowrap;background:var(--gold)}
:where(a,button,input,select,textarea):focus-visible{outline:3px solid var(--gold);outline-offset:3px}
@media(max-width:720px){.location-tools p{margin:0}.location-row{grid-template-columns:50px 1fr}.location-row .location-agents{grid-column:2;margin-top:4px;padding:14px 0 0;border-left:0;border-top:1px solid var(--line)}.locations-note{grid-template-columns:1fr;gap:18px}.locations-note .button{justify-self:start}}
.sticky-cta{display:none}
@media(max-width:720px){
.sticky-cta{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:200;gap:1px;background:var(--line);padding-bottom:env(safe-area-inset-bottom);box-shadow:0 -8px 24px rgba(16,42,67,.14)}
.sticky-cta a{flex:1;display:flex;align-items:center;justify-content:center;min-height:54px;padding:0 12px;text-align:center;text-decoration:none;font:700 .82rem var(--sans)}
.sticky-cta .button-primary{color:#fff;background:var(--blue)}
.sticky-cta .button-secondary{color:var(--navy);background:#fff}
.sticky-cta{transform:translateY(0);transition:transform .25s ease}
body.form-focused .sticky-cta{transform:translateY(100%)}
body{padding-bottom:calc(54px + env(safe-area-inset-bottom));transition:padding-bottom .25s ease}
body.form-focused{padding-bottom:0}
.hero .actions{display:none}
}
.narrow-shell{width:min(820px,calc(100% - 48px));margin-inline:auto}
.content-blocks{display:grid;gap:44px}
.content-blocks h2{margin:0 0 12px;font-size:1.7rem}
.plain-hero h1{font-size:clamp(2.4rem,4.5vw,3.6rem);margin:0 0 20px}
.center-copy{text-align:center}
.center-copy .actions{justify-content:center}
@media(max-width:480px){.content-blocks h2{font-size:1.4rem}}
.section-flush-top{padding-top:0}